society administration fees

Investment Accounts
(As from 1 January 2012 the following fees apply)
£

Description

Returned Cheque 25

We will charge this fee if you pay in a cheque which is returned to us unpaid.

Information Search/Enquiry 15

This is a fee for providing detailed information on your savings account.

Access to Data under Data Protection Act 10

We charge this fee to tell you about the personal information which we hold on you.

Electronic Funds Transfer 30

This is a fee for sending a payment electronically from your account to a UK bank.

Mortgage Accounts
(As from 1 January 2012 the following fees apply)
£
Returned Cheques 25
Declined Direct Debit (For Any Reason) 20
Mortgage Completion (inc. Funds Transfer by any Electronic Means) 75
Late Notification of Completion 25*
Certificate of Interest Paid 10
Variation to Security (Property) 100
Change of Mortgage Type 50
Mortgage Term Change 50
Unpaid Ground Rent/Management Fees/Maintenance Charges 45
Transfer of Equity 90
Outside Insurance 25
Letting of Properties (Initial fee) 60
Letting of Properties (Annual fee) 10
Further Advance (inc. Funds Transfer by any Electronic Means) 125
Access to Data under Data Protection Act 10
Second Mortgage Questionnaire 40
Reference Requests 40
Duplication/Interim Mortgage Statement 20
Additional Redemption Statement 10
Access to Deeds 45
Information from Deeds 55
Consent to Second Charge 35
Redemption of Mortgage 100
Charge Release (Per item) 25
Deeds Retention (Per year) 25
Deeds Retention (Access to Retained Deeds) 20
Deeds Retention (Release of Retained Deeds) 20
Arrears Administration 50
Arrears Litigation 75
Mortgage Possession 350
Property in Possession Debt Protection 90

Any mortgage product fee depends upon the mortgage product chosen, details of which can be found on individual product literature. The fee may be payable when you apply for a mortgage or when your mortgage completes.

* When you request mortgage funds less than 5 days before completion a Late Notification of Completion fee of £25 will be charged.