society administration fees

Investment Accounts
(As from 1 November 2009 the following fees apply)
£

Description

Returned Cheque 25

We will charge this fee if you pay in a cheque which is returned to us unpaid.

Information Search/Enquiry 15

This is a fee for providing detailed information on your savings account.

Access to Data under Data Protection Act 10

We charge this fee to tell you about the personal information which we hold on you.

Duplicate Certificate 975 Statement 15

This is a copy of the certificate which shows the amount of tax you have paid on the interest you have earned in the last year.

Electronic Funds Transfer 30

This is a fee for sending a payment electronically from your account to a UK bank.

Mortgage Accounts
(As from 1 March 2007 the following fees apply)
£
Returned Cheques 25
Access to Data under Data Protection Act 10
Declined Direct Debit 30
Late Notification of Completion 25*
Mortgage Completion (inc. Electronic Funds Transfer) 75
Variation to Security (Property) 100
Change of Mortgage Type 50
Unpaid Ground Rent/Management Fees/Maintenance Charges 50
Transfer of Equity 100
Outside Insurance Policy 25
Letting of Properties (Initial fee) 100
Letting of Properties (Renewal fee) 30
Additional Borrowing Administration (inc. Electronic Funds Transfer) 125
Second Mortgage Questionnaire 75
Reference Requests (Other Lenders) 75
Duplication/Interim Mortgage Statement 15
Access to Deeds 40
Information to Deeds 40
Postponement of Second Charge 50
Consent to Second Charge 50
Redemption of Mortgage 60
Release of Deeds 40
Charge Release (Per item) 60
Deeds Retention (Per year) 25
Deeds Retention (For 5 years) 100
Arrears Administration 40
Mortgage Possession 1000
Property in Possession Debt Protection 65

Any mortgage product fee depends upon the mortgage product chosen, details of which can be found on individual product literature. The fee may be payable when you apply for a mortgage or when your mortgage completes.

* When you request mortgage funds less than 5 days before completion a Late Notification of Completion fee of £25 will be charged.