mortgages - how much can you afford to borrow?

We can tell you how much your mortgage will cost, but you need to be sure that you can afford the monthly repayments. You can enter your monthly expenses into our handy calculator to see how much is left from your income at the end of each month. Remember to use your income after all taxes and national insurance is taken off. You should also think about what your mortgage may cost if the interest rate goes up.
How much can you afford to borrow?
Mortgage £ 
Council tax £ 
House & contents insurance £ 
TV Licence and subscriptions £ 
Life/pension/payment protection premiums £ 
Water/gas/electricity/fuel £ 
Telephone/mobile/internet £ 
Travel/petrol £ 
Leisure expenses £ 
Maintenance payments £ 
Car insurance/tax/maintenance £ 
Housekeeping/childminding/clothing £ 
Any other commitments (e.g. gym membership, private health care plan) £ 
Credit cards £ 
Store cards £ 
Bank loans £ 
H.P. £ 
Car loan £ 
Mail order debts £ 
Other Loans £ 
TOTAL EXPENSES £ 
Less net monthly income £ 
AMOUNT LEFT £