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Discount mortgages
Product Initial Rate Until Then Changing To The Overall Cost For Comparison Is Product Fee
2 year discount mortgage D278 1.69% 30/06/2018 5.95% 5.10% APRC £199 Product fee £120 Account Fee The overall Loan to Value must not exceed 80%. The maximum contribution will be £300.00 and the actual amount depends on the value of the property
Help to Buy 2 year Discounted Variable 2.15% 31/07/2018 5.95% 5.20% APRC £199 Product fee £120 Account Fee The overall Loan to Value must not exceed 75%. You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme The maximum contribution towards a standard valuation will be £300.00 and the actual amount depends on the value of the property
Help to Buy 3 year Discounted Variable 2.39% 31/08/2019 5.95% 4.90% APRC £199 Product fee £120 Account Fee The overall Loan to Value must not exceed 75%. You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme The maximum contribution will be £300.00 and the actual amount depends on the value of the property
3 year discount mortgage D268 Ingenious Activities Affinity - Age UK Darlington 2.59% 31/01/2019 5.95% 5.10% APRC No Product fee No Account fee The maximum contribution will be £300.00 and the actual amount depends on the value of the property
2 year discount mortgage D283 2.59% 30/09/2018 5.95% 5.30% APRC £199 Product fee £120 Account fee The overall Loan to Value must not exceed 90%. The maximum contribution will be £300.00 and the actual amount depends on the value of the property


Darlington Building Society are required to provide you with Standard Information which is a representative of the current mortgages, which is set out below:

Standard InformationRepresentative Example
The total amount of the credit£116,350
Duration of the contract22 Years
The duration of the variable period2 Years
The initial variable rate2.39%
The amount of the variable rate instalments£570.41
The number of the variable instalments24
The frequency of the variable instalmentsMonthly
Our Standard Variable Rate5.95%
The duration of the Standard Variable Rate period20 years
The frequency of the Standard Variable Rate instalmentsMonthly
The amount of the Standard Variable Rate instalments£775.92
The total amount payable£200,011
Mortgage redemption fee£100
Product fee£555
Completion fee£120
The overall cost for comparison5.4% APRC


If all or part of your income is in a currency other than Pound Sterling (£), you should be aware about the risks of fluctuation in currency exchange rates. If the value of the relevant currency moves against you by at least 20% then that may make it more difficult for your to afford your mortgage payments. Your mortgage is secured against your home, if you do not keep up with repayments on your mortgage your home may be repossessed.