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mortgages

Whether you're buying your first home, moving into a larger property, or simply moving your mortgage, why not find out if you could save money with a mortgage from Darlington Building Society?

The type of mortgage you choose will depend upon your circumstances and your view of how interest rates are going to move over the next few years.  The types of mortgage we currently offer are shown below.


Discount mortgages

With a discounted-rate mortgage, you get a reduction from our current standard variable rate for a set period. Your mortgage repayments may increase and reduce as our standard variable rate changes, but you will not pay the full standard variable rate of interest.


Standard variable rate mortgages

With a standard variable rate mortgage, we charge interest at our current standard variable rate. Any changes in our standard variable rate will increase or reduce your monthly mortgage payment.


Fixed rate mortgages

A fixed-rate mortgage allows you to plan your finances, safe in the knowledge that during the period the rate is fixed for, your mortgage repayments will not be affected by changes in the interest rate.


Tracker mortgages

With a tracker mortgage, the interest rate which you pay is linked to the Bank of England Base Rate. Your mortgage repayments may increase or decrease as the Bank of England Base Rate changes.


Buy to let mortgages

Our buy to let mortgages are for borrowers who are buying up to three properties which they plan to let. Find out more about the full terms and conditions of these mortgages.


First time buyer mortgages

Our first time buyer mortgage is especially designed to make taking out your first mortgage as easy as possible.


Affinity mortgages

Do you want a mortgage which allows you to support a good cause? Our faithful mortgage is a discounted mortgage with a difference. The sum of £250 will be paid to the Durham Light Infantry Memorial Appeal on completion of the mortgage.


Self-Build Mortgages

Get a discounted mortgage rate if you are having your own home built or you are renovating an existing property and have Outline Planning Permission (OPP).


Remortgage

Remortgage to Darlington Building Society for best remortgage rates