Board of Directors

The Society is run by a Board of Directors, whose principal functions are to determine the group's strategy and policies, to establish guidelines and to review business performance and its management.

We also operate a number of sub-committees to look after specific issues.

Get to know our Directors below.

Jack Cullen

Chair/Chair of Nominations Committee

Jack joined the board in 2015 and was appointed Chair in January 2018. He has held numerous senior managerial and executive roles throughout his 40 years working in financial services, more latterly in risk management. He has experience in various different banks including as Deputy CEO of Sainsbury’s Bank, Retail Risk Management Director of Bank of Scotland, Group Security Director of Lloyds Banking Group and UK Managing Director of Risk Management at National Bank of Australia (Europe). Jack is a member of the Remuneration Committee and chairs the Nominations & Governance Committee.

Andrew Craddock

Chief Executive and Executive Director

Andrew joined the Society in December 2018. He has over 30 years’ experience in the industry and joined directly from Buckinghamshire Building Society, where he was Chief Executive for 4 years. Prior to that he spent time with both Allied Irish Bank and Barclays Bank. Andrew is a member of the Nominations Committee, and attends the Board Risk & Compliance Committee, Audit Committee and Remuneration Committee. He chairs the Executive Committee and is an ex-officio member of all other Executive level committees.

Robert Cuffe MBE

SID/Vice Chair/Chair of Remuneration Committee

Robert was appointed a Non-Executive Director of the Society in April 2013 and Vice-Chair in October 2018. A Teessider by birth, Robert spent over 30 years in local media, latterly as Regional Managing Director of Trinity Mirror North East, publishers of the Gazette in Middlesbrough and the Chronicle, Journal and Sunday Sun in Newcastle. He is Chairman of the Remunerations Committee, Senior Independent Director (subject to PRA approval) and a member of Board Risk & Compliance Committee. Robert is an MBE for services to business and economic development on Teesside.

Kate McIntyre

Non-Executive Director

Kate joined the Society as a Non-Executive Director in August 2019. A chartered accountant by background, she worked initially at PwC, and subsequently has had a varied career spanning sales, marketing, customer services, IT, change management, HR, strategy, risk and operations, as well as finance. Kate has worked primarily in financial services with roles at Skipton Building Society, First Direct, AXA PPP healthcare, Lloyds Banking Group, UK General Insurance and Engage Mutual Assurance. Kate is also a Non-Executive Director and Chair of the Audit & Risk Committee at Cirencester Friendly Society, and a Trustee and Treasurer of the Brathay Trust. Kate is a member of the Audit Committee and Board Risk & Compliance Committee.

Christopher White

Finance Director and Executive Director

Christopher joined the Society in 2012 and was appointed as Finance Director in 2015. Christopher is a chartered accountant and chairs the Asset and Liability Committee and Product & Pricing Committee and attends Risk Management Committee, Board Risk & Compliance Committee and Audit Committee. Christopher also chairs the South Tees Development Corporation Audit and Risk Committee, is an independent member of the Tees Valley Combined Authority Audit and Governance Committee and chairs the North East shadow Monetary Policy Committee.

Jessica Williams

Non-Executive Director

Jessica joined the Society as a Non-Executive Director in August 2019. She is Managing Director of outsourcing business, Just Williams based in the Tees Valley. Jessica started her career at the Yorkshire Bank, latterly managing a portfolio of high net worth individuals. Jessica is a Fellow of the Institute of Sales and Marketing, a Board member at Teesside University Business School after graduating with an MBA in 2016, and an advisor to the Tees Valley Combined Authority Business Engagement Board. Jessica is a member of the Risk Committee and Compliance and Remuneration Committee.

Chris Hunter

Chief Operating Officer (and Company Secretary).

Christopher joined the Society in September 2017 as Chief Risk Officer and became Chief Operating Officer on the 1st January 2020 and is the Company Secretary. He has over 20 years’ financial services experience, more recently at Lloyds Banking Group. Christopher is Chair of the Society’s Risk Management Committee and Operations and Change Committee and is a member of all other Executive Committees. Christopher also attends Board Risk & Compliance Committee and Audit Committee. Christopher is also Treasurer at the 700 Club homeless charity in Darlington, and is a Director of his local rugby club.

Angela Russell

Chair of Audit

Angela joined the Society as a Non-Executive Director in August 2019 and became Chair of the Audit Committee on 1st January 2020. Angela retired as Deputy CEO and Finance Director of the Newcastle Building Society in 2018 and is a chartered accountant and certified public accountant with over 30 years’ experience in finance in the UK and abroad. She has worked in a variety of positions covering finance, risk, audit, project and corporate planning, and she also worked for PwC for 12 years in the UK and USA. She is a member of Council and Finance Committee for Newcastle University, a Trustee and Chair of Audit Committee for the Percy Hedley Foundation, and Director of William Leech Investments Limited. Angela is also a member of Board Risk & Compliance Committee.

Ian Wilson

Chair of Risk Committee

Ian was appointed as a Non-Executive Director of the Society in October 2017. Ian has over 37 years’ experience in financial services having held a number of executive roles within risk management with various banks before undertaking a portfolio career combining advisory and non-executive roles. Ian is Chairman of the Board Risk & Compliance Committee and a member of Audit Committee.

Jon Sawyer

Chair of Darlington Homes Ltd

Jon joined the Society as a Non-Executive Director in March 2018. A Chartered Surveyor, he advises developers, housing associations and charities on the delivery of new high quality homes. He is also an Advisor to George Clarke’s Council Housing campaign. He has 20 years’ experience of delivering housing across the UK and has previously been Director of Housing and Residential Growth at Manchester City Council and Head of Custom Build Housing at responsible developer Igloo. Jon is a member of the Audit Committee and chairs the Darlington Homes Ltd subsidiary.

UK Money Markets Code

In 2017 the Bank of England launched an initiative to encourage financial institutions to always act in a manner to promote the integrity and effective functioning of the deposit, repo and securities lending markets. Darlington Building Society has committed to act in line with the principles established in this Code. The Society’s signed copy of the code is available below.

Money Markets Code of Conduct

Matters Reserved for the Full Board

Click the button below to download the Matters Reserved for the Full Board summary:

Matters Reserved download