Board of Directors

The Society is run by a Board of Directors, whose principal functions are to determine the group's strategy and policies, to establish guidelines and to review business performance and its management.

We also operate a number of sub-committees to look after specific issues.

Get to know our Directors below.

Jack Cullen

Chair/Chair of Nominations Committee

Jack joined the board in 2015 and was appointed Chair in January 2018. He has held numerous senior managerial and executive roles throughout his 40 years working in financial services, more latterly in risk management. He has experience in various different banks including as Deputy CEO of Sainsbury’s Bank, Retail Risk Management Director of Bank of Scotland, Group Security Director of Lloyds Banking Group and UK Managing Director of Risk Management at National Bank of Australia. He lives with his family in Stirling, Scotland. Jack is a member of the Remuneration Committee and chairs the Nominations Committee.

Andrew Craddock

Chief Executive and Executive Director

Andrew joined the Society in December 2018. He has over 35 years’ experience in the industry and joined directly from Buckinghamshire Building Society, where he was Chief Executive for 4 years. Prior to that he spent 10 years with Allied Irish Bank, latterly as UK COO, with responsibility for strategy and planning, change, IT & operations, payments, products, customer service, risk management and managing the relationship with the regulator. He also spent 20 years with Barclays Bank in various roles, including strategy and planning, change, sales, relationship management and credit risk. He has also held various non-executive roles and is presently a trustee of the Building Societies Association Pension Scheme. He lives in Northallerton, North Yorkshire. Andrew is a member of the Nominations Committee.

Robert Cuffe MBE

SID/Vice Chair/Chair of Remuneration Committee

Bob was appointed a non-executive director of the Society in April 2013 and Vice-Chair in October 2018. A Teessider by birth, Bob spent over 30 years in local media, latterly as Regional Managing Director of Trinity Mirror North East, publishers of the Gazette in Middlesbrough and the Chronicle, Journal and Sunday Sun in Newcastle. Bob was awarded an MBE in the 2019 New Year’s Honours list for services to business and economic development on Teesside. He lives with his family in Stokesley, North Yorkshire. Bob is a member of the Risk Committee and chairs the Remuneration Committee.

Kate McIntyre

Non-Executive Director

Kate joined the Society as a non-executive director in August 2019. A Chartered Accountant by background, she worked initially at PWC, and subsequently has had a varied career spanning sales, marketing, customer services, IT, change management, HR, strategy, risk and operations, as well as finance. She has worked primarily in financial services with roles at Skipton Building Society, First Direct, AXA PPP healthcare, HBOS, UK General Insurance and Engage Mutual Assurance. Since 2015 she has focused on a portfolio career combining advisory and non-executive roles. She is currently a NED and Chair of the Audit & Risk Committee at Cirencester Friendly Society, and a Trustee and Treasurer of the Brathay Trust. She lives in Leeds. Kate is a member of the Audit Committee and Risk & Compliance Committee.

Christopher White

Finance Director and Executive Director

Chris joined the Society in 2012 as Finance General Manager and Financial Controller and was appointed Finance Director in 2015. He is a Chartered Accountant and spent 6 years as an auditor with PWC before joining the Society. Chris chairs the South Tees Development Corporation Audit and Risk Committee, is an independent member of the Tees Valley Combined Authority Audit and Governance Committee and chairs the North East shadow Monetary Policy Committee. He lives with his family just outside Darlington.

Jessica Williams

Non-Executive Director

Jessica joined the Society as a non-executive director in August 2019. She is Managing Director of her own sales outsourcing business, Just Williams based in the Tees Valley, which commenced trading in 2015. She started her career direct from school in the Yorkshire Bank, latterly managing a portfolio of HNW individuals. She then spent a couple of years with the Entrepreneurs Forum before launching her own business. She is a Fellow of the Institute of Sales and Marketing, a Board member at Teesside University Business School following graduating with an MBA in 2016, and an advisor to the Tees Valley Combined Authority Business Engagement board representing professional services and small businesses across the region. She lives with her family in Stockton on Tees. Jessica is a member of the Risk Committee and Remuneration Committee.

Chris Hunter

Chief Risk Officer and Executive Director

Chris joined the Society in September 2017 as Chief Risk Officer. He has over 20 years’ financial services experience, most recently at Lloyds Banking Group where he worked for over 15 years, latterly as Head of Interest Rate Risk in the Banking Book. Prior to this, he spent time with the Yorkshire Building Society and RBS. Chris is also Treasurer at the 700 Club homeless charity in Darlington. He lives with his family in Wakefield, West Yorkshire.

Angela Russell

Chair of Audit

Angela joined the Society as a non-executive director in August 2019 after retiring as Deputy CEO and Finance Director of the Newcastle Building Society in 2018. Angela is a Fellow of the Institute of Chartered Accountants and a Certified Public Accountant with over 30 years’ experience in finance in the UK and abroad. She has worked in a variety of positions covering finance, risk, audit, project and corporate planning, and she also worked for PwC for 12 years in the UK and USA. She is a member of the Council and Finance Committee at Newcastle University and is also a Trustee and Chair of Audit Committee for Percy Hedley Foundation. She lives just outside Newcastle. Angela is Chair of the Society’s Audit Committee and member of the Risk & Compliance Committee.

Ian Wilson

Chair of Risk Committee

Ian was appointed as a non-executive director of the Society in October 2017. Ian has almost 40 years’ experience in financial services having held executive roles as Risk Director, Chief Risk Officer and Managing Director with various banks and financial services firms including RBS, Santander, GE Money Home Lending UK and Tesco Bank. Ian now has a “portfolio" career combining governance, risk and compliance focused advisory and consultancy assignments along with non-executive director roles. Ian is a member of the Audit Committee and chairs the Risk & Compliance Committee.

Jon Sawyer

Chair of Darlington Homes Ltd

Jon joined the Society as a non-executive director in March 2018. A Chartered Surveyor, he advises developers, housing associations and charities on the delivery of new high quality homes. He is also an Advisor to George Clarke’s Council Housing campaign. He has 20 years’ experience of delivering housing across the UK and has previously been Director of Housing and Residential Growth at Manchester City Council and Head of Custom Build Housing at responsible developer igloo. He lives in Rotherham, South Yorkshire. Jon is a member of the Audit Committee and chairs the Darlington Homes Ltd subsidiary.

UK Money Markets Code

In 2017 the Bank of England launched an initiative to encourage financial institutions to always act in a manner to promote the integrity and effective functioning of the deposit, repo and securities lending markets. Darlington Building Society has committed to act in line with the principles established in this Code. The Society’s signed copy of the code is available below.

Money Markets Code of Conduct

Matters Reserved for the Full Board

Click the button below to download the Matters Reserved for the Full Board summary:

Matters Reserved download