Michael Cowan

Risk and Compliance Manager

I manage the Risk and Compliance Department, advising, assisting and supporting the Society’s customers and Senior Management in achieving the vision and values in a risk managed and regulatory compliant manner.  We independently facilitate, challenge and monitor the implementation of effective risk management practices and monitor compliance with applicable laws and regulations.

I have worked in Financial Services for 30 years in the main within Risk, Compliance or Internal Audit.  I joined the Society in 2015 to help embed risk and compliance disciplines within the Society.  Within the team we have a Financial Crime Officer, a Regulatory Monitoring Officer and a Regulatory Intelligence Officer who provide the Society with risk and regulatory expertise.