The chances of winning the case in question must be better than half. For civil cases, the prospect of recovering losses or receiving damages must be more than 50% and for defence cases the chance of being successful must be 51% or more. This cover excludes criminal costs e.g. private prosecution. A full list of exclusions can be found in the policy wording.
The chance of success will be decided by the insurer or their preferred 3rd party on their behalf.
Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.
Alternatively call our enquiries line between:
9am and 5pm Monday to Friday or
9am and 12pm on Saturday
Our staff will be more than happy to help with any questions or queries
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