How do ISAs work?

Everyone aged 16 and over living in the UK benefits from an ISA allowance each tax year. The ISA allowance is set by the Government annually. To find out what the current ISA allowance is please ask your local branch, or search online at

You can choose to invest your allowance in a cash ISA, a stocks and shares ISA or an Innovative Finance ISA or you can split your allowance over any combination you wish.  Darlington Building Society only provide Cash ISAs.