Buildings & Contents Insurance

Protect your home and contents with our Darlington Home Insurance policy.

Summary of cover


Benefits summary

  • Up to £1,000,000 rebuildings costs to cover against loss or damage to the structure of your home.
  • £75,000 contents cover provided as standard.
  • Choose the optional extras that are right for you – and only pay for the additional cover you need.
  • We'll pay to trace the source of a leak and make good any damage caused.
  • One year guarantee on home repairs carried out by insurer-appointed builders.
  • New for old cover on all replaced contents.
  • Our Home Insurance is underwritten by a carefully selected range of leading UK insurers.
  • Experienced claims service with UK-based staff.
  • No charge for any mid-term adjustments or cancellations.
  • Maximum standard excess is £100.
  • First Time Buyers are treated as having 2 years no claims discount.
  • Our maximum Defaqto 5 star rating provides you with independent expert reassurance about the quality of your home insurance policy.

Please remember that in addition to these benefits, the policy also has a number of exclusions. These include:

  • Wear and tear, for example anything that happens gradually over time, such as rotten wooden window frames or threadbare carpet.
  • If your home is left unoccupied for more than 60 days in a row, reduced cover will apply - please refer to your document of insurance to see how you could be affected.
  • Accidental damage or items lost or stolen when away from the home when accidental damage or personal possessions cover has not been selected.


    For a further list of all policy benefits, exclusions and terms on this product, please refer to the full terms of the policy which can be found in the policy document


Darlington Building Society will introduce you to Uinsure Limited who will undertake the selling and administration of your home insurance policy. The home insurance policy is underwritten from a panel of insurers. Details of the insurer applicable to this insurance will be stated within your policy schedule.

The Home Emergency policy is arranged by Uinsure, underwritten by Inter Partner Assistance Societe Anonyme which is fully owned by the AXA Assistance Group and administered by Arc Legal Assistance Limited. The Legal Expenses policy is arranged by Uinsure, underwritten by Inter Partner Assistance SA and Administered by Legal Insurance Management Limited.

Darlington Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Uinsure Limited is authorised and regulated by the Financial Conduct Authority.

Darlington Home Insurance provides you with flexibility. You can choose buildings insurance, contents insurance or both, it's up to you.

Get an insurance quote now

Want to speak to a friendly staff member?

Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.

Branch finder

Alternatively call our enquiries line between:

9am and 5pm Monday to Friday (9:30am and 5pm Tuesday) or
9am and 12pm on Saturday

Our staff will be more than happy to help with any questions or queries