Overview of all products

Below you can see our product range which covers a range of areas from First-Time Buyers to those looking to rent their property.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Step On Mortgage - 3 Year Fixed Rate FR263 4.14% Until 30 June, 2021 5.70% 5.2% APRC 95%
Product Fee £0
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Help to Buy - 5 Year Fixed Rate Mortgage FR257 2.89% Until 31 May, 2023 5.70% 4.2% APRC 75%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage is only available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
Fixed Rate Mortgage FR269 2.49% Until 31 August, 2023 5.70% 4.0% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Fixed Rate Mortgage FR267 2.25% Until 31 July, 2020 5.70% 4.9% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Fixed Rate Mortgage FR270 2.79% Until 31 July, 2020 5.70% 5.0% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Fixed Rate Mortgage FR271 2.39% Until 31 July, 2021 5.70% 4.5% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

£750 cashback.*

 

*The cashback will normally be paid to you within 6 weeks of the legal completion of this mortgage.

Full details

Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Discount Mortgage D348 2.25% Until 31 May, 2020 5.70% 5.1% APRC 90%
Product Fee £299
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Help to Buy 2 Year Discount Mortgage D349 1.79% Until 31 May, 2020 5.70% 5.0% APRC 75%
Product Fee £399
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage is only available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
Interest Only Discount Mortgage D347 2.75% Until 31 May, 2021 5.70% 4.9% APRC 70%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Available on interest only basis.

Full details
Discount Mortgage D354 1.69% Until 31 July, 2020 5.70% 5.0% APRC 80%
Product Fee £399
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Discount Mortgage D355 1.49% Until 31 July, 2020 5.70% 5.0% APRC 80%
Product Fee £999
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Discount Mortgage D361 2.25% Until 31 August, 2020 5.70% 5.1% APRC 90%
Product Fee £299
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details

Standard Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Standard variable rate mortgage 5.7% 5.70% 5.9% APRC 90%
Product Fee £0
Account Fee £120
Valuation fees? Yes

No product fee. £120 account fee. Valuation fee payable by applicant if applicable.

Full details

Buy to Let mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Buy To Let Discount Mortgage D350 2.99% Until 31 May, 2020 5.70% 5.3% APRC 70%
Product Fee £499
Account Fee £120
Valuation fees? No

This discount mortgage could be available to you if you are buying up to three properties which you plan to let.

Available on repayment and interest only basis.

Full details