Overview of all products

Below you can see our product range which covers a range of areas from First-Time Buyers to those looking to rent their property.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Professionals Mortgage - Fixed Rate Mortgage FR272 3.69% Until 31 March, 2024 5.95% 4.8% APRC 90%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

A £215 Additional Borrowing Fee is payable where applicable.

Full details
Step On Mortgage - 3 Year Fixed Rate FR299 3.69% Until 31 May, 2022 5.95% 5.1% APRC 95%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
5 Year Fixed Rate Mortgage FR308 3.24% Until 31 July, 2024 5.95% 4.5% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage is you are buying your first home, moving house or simply moving your mortgage from another lender. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
2 Year Fixed Rate Mortgage FR309 2.8% Until 31 August, 2021 5.95% 5.3% APRC 80%
Product Fee £999
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details

Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Interest Only Discount Mortgage D402 2.99% Until 30 June, 2022 5.95% 5.4% APRC 70%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Available on interest only basis.

Full details
2 Year Discount Mortgage D412 2.49% Until 31 August, 2021 5.95% 5.3% APRC 90%
Product Fee £299
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
2 Year Discount Mortgage D413 1.89% Until 31 August, 2021 5.95% 5.2% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details

Standard Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Standard variable rate mortgage 5.95% 5.95% 6.1% APRC 90%
Product Fee £0
Account Fee £120
Valuation fees? Yes

No product fee. £120 account fee. Valuation fee payable by applicant if applicable.

Full details

Buy to Let mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Buy to Let Fixed Rate Mortgage FR304 3.39% Until 30 April, 2024 5.95% 4.9% APRC 70%
Product Fee £999
Account Fee £120
Valuation fees? Yes

This fixed rate mortgage could be available to you if you are buying up to three properties which you plan to let.

Available on Capital and interest or Interest only basis.

Full details
Buy to Let 2 Year Discount Mortgage D404 2.79% Until 31 August, 2021 5.95% 5.3% APRC 70%
Product Fee £499
Account Fee £120
Valuation fees? Yes

This discount mortgage could be available to you if you are buying up to three properties which you plan to let.

Available on Capital and interest or Interest only basis.

Full details