Overview of all products

Below you can see our product range which covers a range of areas from First-Time Buyers to those looking to rent their property.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Professionals Mortgage - Fixed Rate Mortgage FR272 3.69% Until 31 March, 2024 5.95% 4.8% APRC 90%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

A £215 Additional Borrowing Fee is payable where applicable.

Full details
Step On Mortgage - 3 Year Fixed Rate FR284 3.69% Until 31 January, 2022 5.95% 5.1% APRC 95%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Help to Buy - 5 Year Fixed Rate Mortgage FR286 2.89% Until 29 February, 2024 5.95% 4.3% APRC 75%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage is only available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
Fixed Rate Mortgage FR295 2.35% Until 31 January, 2021 5.95% 5.1% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Fixed Rate Mortgage FR294 2.99% Until 31 March, 2024 5.95% 4.3% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

A £215 Additional Borrowing Fee is payable where applicable.

Full details
Fixed Rate Mortgage FR296 3.29% Until 31 January, 2021 5.95% 5.3% APRC 90%
Product Fee £299
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

A £215 Additional Borrowing Fee is payable where applicable.

Full details

Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Help to Buy 2 Year Discount Mortgage D372 2.04% Until 30 November, 2020 5.95% 5.3% APRC 75%
Product Fee £399
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage is only available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

A £215 Additional Borrowing Fee is payable where applicable.

Full details
Discount Mortgage D375 1.79% Until 28 February, 2021 5.95% 5.1% APRC 80%
Product Fee £399
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Discount Mortgage D376 1.59% Until 28 February, 2021 5.95% 5.1% APRC 80%
Product Fee £999
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Discount Mortgage D377 2.39% Until 28 February, 2021 5.95% 5.2% APRC 90%
Product Fee £299
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Discount Mortgage D378 2.24% Until 31 January, 2022 5.95% 4.9% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

£500 cashback.*

 

*The cashback will normally be paid to you within 6 weeks of the legal completion of this mortgage.

Full details
Interest Only Discount Mortgage D391 2.99% Until 30 April, 2022 5.95% 5.4% APRC 70%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Available on interest only basis.

A £215 Additional Borrowing Fee is payable where applicable.

Full details

Standard Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Standard variable rate mortgage 5.95% 5.95% 6.1% APRC 90%
Product Fee £0
Account Fee £120
Valuation fees? Yes

No product fee. £120 account fee. Valuation fee payable by applicant if applicable.

Full details

Buy to Let mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Discount Mortgage D379 3.09% Until 28 February, 2021 5.95% 5.4% APRC 70%
Product Fee £499
Account Fee £120
Valuation fees? Yes

This discount mortgage could be available to you if you are buying up to three properties which you plan to let.

Available on Capital and interest or Interest only basis.

Full details