Overview of all products

Below you can see our product range which covers a range of areas from First-Time Buyers to those looking to rent their property.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
2 Year Fixed Rate Mortgage FR254 2.69% Until 29 February, 2020 5.70% 5.1% APRC 80%
Product Fee £999
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Please note: This product will be applicable to 'Valuation Fee Scale B'.

Full details
5 Year Fixed Rate Mortgage FR255 3.09% Until 31 January, 2023 5.70% 4.4% APRC 80%
Product Fee £999
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Please note: This product will be applicable to 'Valuation Fee Scale B'.

Full details
Help to Buy - 5 Year Fixed Rate Mortgage FR256 2.99% Until 31 January, 2023 5.70% 4.3% APRC 75%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property

Only available in our local postcode area: (DL, DH, SR, TS, YO, HG).

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme 

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Step On Mortgage - 3 Year Fixed Rate F253 4.29% Until 28 February, 2021 5.70% 5.3% APRC 95%
Product Fee £0
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details

Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
3 Year Discounted Variable mortgage D333 2.89% Until 31 January, 2021 5.70% 5.0% APRC 90%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
2 year discounted variable mortgage D332 1.99% Until 31 January, 2020 5.70% 5.0% APRC 85%
Product Fee £199
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
2 Year Discounted Variable Rate Mortgage D342 1.85% Until 31 January, 2020 5.70% 5.0% APRC 80%
Product Fee £299
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Help to Buy - 2 Year Discounted Variable Rate Mortgage D334 1.99% Until 31 January, 2020 5.70% 5.1% APRC 75%
Product Fee £999
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property

Only available in our local postcode area: (DL, DH, SR, TS, YO, HG).

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme 

Full details

Standard Variable Rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Standard variable rate mortgage 5.7% 5.70% 5.9% APRC 90%
Product Fee £0
Account Fee £120
Valuation fees? Yes

No product fee. £120 account fee. Valuation fee payable by applicant if applicable.

Full details

Buy to Let mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Buy to Let - 2 Year Discounted Variable Rate Mortgage D331 2.99% Until 31 January, 2020 5.70% 5.3% APRC 70%
Product Fee £499
Account Fee £120
Valuation fees? Yes

£499 Product fee
£120 Account fee
The overall Loan to Value must not exceed 70%.

Full details