Retention Products

Below you can see our retention products range for current members, who may have a special rate period coming to an end or be looking to switch to another product.

Retention Mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Member Exclusive Fixed Rate Mortgage FR306 2.59% Until 30 September, 2021 5.95% 5.0% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No

The 2.59% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 1 July 2019.

Full details
Member Exclusive Fixed Rate Mortgage FR307 3.19% Until 31 August, 2024 5.95% 4.3% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No

The 3.19% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 1 July 2019.

Full details
Member Exclusive Fixed Rate Mortgage FR311 2.99% Until 30 November, 2022 5.95% 5.1% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No

The 2.99% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 1 October 2019.

Full details
Member Exclusive Discount Mortgage D405 1.99% Until 30 September, 2021 5.95% 5.1% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No

The interest rate you pay on this mortgage will not fall below 1.99%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Available from 1 July 2019.

Full details
Interest Only Member Exclusive Discount Mortgage D406 2.45% Until 30 September, 2021 5.95% 5.5% APRC 70%
Product Fee £0
Account Fee £0
Valuation fees? No

The interest rate you pay on this mortgage will not fall below 2.45%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Available from 1 July 2019.

Full details
Buy to Let Member Exclusive Discount Mortgage D407 3.09% Until 30 September, 2022 5.95% 5.1% APRC 70%
Product Fee £0
Account Fee £0
Valuation fees? No

This discount mortgage could be available to you if you are buying up to three properties which you plan to let.

Available on Capital and interest or Interest only basis.

Available from 1 July 2019.

Full details
Member Exclusive Discount Mortgage D408 2.49% Until 31 August, 2021 5.95% 5.3% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? No

The interest rate you pay on this mortgage will not fall below 2.49%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Available from 1 July 2019.

Full details
Member Exclusive Discount Mortgage D417 2.19% Until 30 November, 2021 5.95% 5.3% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No

The interest rate you pay on this mortgage will not fall below 2.19%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Available from 1 October 2019.

Full details

Check out all our products

If you are looking for a new customer or our retention products don't suit your requirements, browse our full range of mortgage products to find the right product for your case.

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Use our calculators to check payments

Our calculators are designed to help you get an understanding of affordability for new homes and mortgages. Our three calculators can help you understand how much can be borrowed, how much we will lend and how much repayments will be.

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Contact the team

Our team of BDMs are on-hand to assist any product queries you may have or help you with cases on an individual basis.

Contact us