Retention Products

Below you can see our retention products range for current members, who may have a special rate period coming to an end or be looking to switch to another product.

Retention Mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Interest Only Member Exclusive Discount Mortgage D370 3.24% Until 31 January, 2021 5.95% 5.6% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The interest rate you pay on this mortgage will not fall below 3.24%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details
Discount Mortgage D382 2.04% Until 28 February, 2021 5.95% 5.1% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The interest rate you pay on this mortgage will not fall below 2.04%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details
Discount Mortgage D384 2.24% Until 31 January, 2022 5.95% 4.9% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The interest rate you pay on this mortgage will not fall below 2.24%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details
Discount Mortgage D385 3.89% Until 31 January, 2022 5.95% 5.4% APRC 95%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The interest rate you pay on this mortgage will not fall below 3.89%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details
Member Exclusive Fixed Rate Mortgage FR291 2.45% Until 30 April, 2021 5.95% 5.0% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The 2.45% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 1 January 2019.

Full details
Member Exclusive Fixed Rate Mortgage FR292 2.75% Until 30 April, 2022 5.95% 4.7% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The 2.75% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 1 January 2019.

Full details
Member Exclusive Fixed Rate Mortgage FR293 3.09% Until 30 April, 2024 5.95% 4.3% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The 3.09% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 1 January 2019.

Full details
Buy to Let Member Exclusive Discount Mortgage D379 3.19% Until 30 April, 2022 5.95% 5.1% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

This discount mortgage could be available to you if you are buying up to three properties which you plan to let.

Available on Capital and interest or Interest only basis.

Available from 1 January 2019.

Full details
Interest Only Member Exclusive Discount Mortgage D389 3.09% Until 30 April, 2022 5.95% 5.4% APRC 70%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The interest rate you pay on this mortgage will not fall below 3.09%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Available from 1 January 2019.

Full details

Check out all our products

If you are looking for a new customer or our retention products don't suit your requirements, browse our full range of mortgage products to find the right product for your case.

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Use our calculators to check payments

Our calculators are designed to help you get an understanding of affordability for new homes and mortgages. Our three calculators can help you understand how much can be borrowed, how much we will lend and how much repayments will be.

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Contact the team

Our team of BDMs are on-hand to assist any product queries you may have or help you with cases on an individual basis.

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