Products and Affordability Calculator

This section of our website is for use by FCA authorised intermediaries only.
If you are a customer please refer to our mortgage section


We have a wide range of flexible lending criteria, underpinning our personalised approach to mortgage lending.

Whatever your client's needs we will work with you to find the right mortgage product for them.

Product Range

To view our mortgage product range and lending criteria overview, select the relevant document below:

England & Wales Mortgage Products and Lending Criteria

Scotland Mortgage Products and Lending Criteria

Affordability Calculator

Our online affordability calculator helps you quickly identify how much your client could borrow.

The calculator, powered by Legal & General, reviews the borrowers affordability against our lending criteria, including maximum loan amount and minimum property valuation.

You will be provided with a quick decision which meets our key criteria.

Click the button below to use our affordablity calculator.

Affordability Calculator

Contact our Intermediaries Team today

If you have any queries regarding our mortgages, processes or our online system then our dedicated Intermediary Team are on hand to help.

You can call us on:

01325 741004

Or email us at

Our staff are available between:

8am and 6pm Monday to Friday

Our dedicated team are more than happy to help with any questions or queries