Mortgage fees and charges

There can be various fees and charges involved when applying for a mortgage, such as the product fee and valuation fee, all of which can be paid online. This page helps you better assess the full cost of a mortgage and outlines some costs that you may not be aware of.

We are closely involved in the mortgage industry’s initiative with the Council of Mortgage lenders and Which? to make our fees and charges easy for you to understand. Our tariff of charges fully reflects the initiative’s good practice principals.

When looking at the fees that other firms charge, you may notice some that don’t appear in our charges (below), this means that we don’t charge these fees.