All our mortgages

At Darlington Building Society we are passionate about providing a mortgage that is right for you. We have expert mortgage advisors available in the branch who will take you through the process, explaining all you need to know and providing you with suitable solutions. Every mortgage application is considered individually and we use people, not computers to make our decisions so you can be sure that your needs will be listened to and understood.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Step On Mortgage - 3 Year Fixed Rate FR268 3.99% Until 31 October, 2021 5.70% 5.1% APRC 95%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Fixed Rate Mortgage FR271 (Remortgage Only) 2.39% Until 31 July, 2021 5.70% 4.6% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

£750 cashback.*

 

*The cashback will normally be paid to you within 6 weeks of the legal completion of this mortgage.

Full details
Fixed Rate Mortgage FR280 2.74% Until 30 November, 2023 5.70% 4.1% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Help to Buy - 5 Year Fixed Rate Mortgage FR281 2.74% Until 30 November, 2023 5.70% 4.1% APRC 75%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage is only available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
Fixed Rate Mortgage FR278 2.25% Until 31 October, 2020 5.70% 4.9% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Fixed Rate Mortgage FR283 2.99% Until 31 January, 2021 5.70% 5.0% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Fixed Rate Representative Example

A mortgage of £93,000.00 payable over 16 years initially on a fixed rate for 2 years at 2.25% and then on our current Standard Variable Rate of 5.70% (variable) for the remaining 14 years would require 24 monthly payments of £580.20 and 168 monthly payments of £722.97.

The total amount payable would be £135,483.76 made up of the loan amount (£93,000) plus interest (£41,905.21) product fee £359, account fee of £120 and mortgage exit fee of £100.

The overall cost for comparison is 5.0% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.