All our mortgages

At Darlington Building Society we are passionate about providing a mortgage that is right for you. We have expert mortgage advisors available in the branch who will take you through the process, explaining all you need to know and providing you with suitable solutions. Every mortgage application is considered individually and we use people, not computers to make our decisions so you can be sure that your needs will be listened to and understood.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Professionals Mortgage - Fixed Rate Mortgage FR272 3.69% Until 31 March, 2024 5.95% 4.8% APRC 90%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

A £215 Additional Borrowing Fee is payable where applicable.

Full details
Step On Mortgage - 3 Year Fixed Rate FR284 3.69% Until 31 January, 2022 5.95% 5.1% APRC 95%
Product Fee £0
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Full details
Help to Buy - 5 Year Fixed Rate Mortgage FR286 2.89% Until 29 February, 2024 5.95% 4.3% APRC 75%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

This mortgage is only available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
Fixed Rate Mortgage FR295 2.35% Until 31 January, 2021 5.95% 5.1% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

Full details
Fixed Rate Mortgage FR294 2.99% Until 31 March, 2024 5.95% 4.3% APRC 80%
Product Fee £499
Account Fee £120
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

A £215 Additional Borrowing Fee is payable where applicable.

Full details
Fixed Rate Mortgage FR296 3.29% Until 31 January, 2021 5.95% 5.3% APRC 90%
Product Fee £299
Account Fee £0
Valuation fees? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

Legal fees paid by Society for remortgages (providing Enact are instructed).

A £215 Additional Borrowing Fee is payable where applicable.

Full details
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Fixed Rate Representative Example

A mortgage of £92,625 payable over 15 years initially on a fixed rate for 3 years at 3.99% and then on our current Standard Variable Rate of 5.95% (variable) for the remaining 12 years would require 24 monthly payments of £687.77 and 144 monthly payments of £764.97.

The total amount payable would be £135,005.40 made up of the loan amount (£92,625) plus interest (£41,871.33) product fee £299, account fee of £120 and mortgage exit fee of £90.

The overall cost for comparison is 5.4% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.