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This fixed rate mortgage could be available to you if you are buying your home, moving house or simply moving your mortgage from another lender. It’s exclusively available to qualified, practicing and registered: accountant, actuary, barrister, dentist, engineer*, medical doctor, optometrist, pharmacist, solicitor, or vet.
Our fixed rate mortgage allows you to plan your finances safe in the knowledge that your repayments will not be affected by changes in the interest rate until 31 March 2024. If you pay off your mortgage during this time, you will pay an early repayment charge of 3% of the outstanding balance.
The Society will make a one-off contribution towards the cost of the basic valuation. The maximum contribution will be £300.00 and the actual amount depends on the value of the property. A £215 Additional Borrowing Fee is payable where applicable. And because you never know when you might want to, you can make one lump sum repayment of 10% off your mortgage during the fixed rate period.
If you think this fixed rate mortgage could be for you, carry on reading for more information.
*All definitions are subject to individual underwriting assessment. As the definition of engineer can vary then this will be open to further scrutiny and assessment by our underwriters.
Free basic valuation on properties valued up to £300,000.
£215 Additional Borrowing Fee payable where applicable.
£499 Product Fee.
£120 Account Fee.
Capital and Interest repayment basis only.
One lump sum repayment of up to 10% of the initial loan within the fixed rate period.
Up to 90% LTV (80% in London).
Up to 6x salary plus assessment of earnings potential (existing debt also assessed). With joint applications, where the second applicant is classed by us as a non professional then the maximum borrowing on the second applicants income will be up to a maximum of 4.5x salary.
Legal fees for remortgages paid by the Society where Enact are instructed.
No compulsory insurances.
Remortgaging (moving mortgage from another lender).
Mortgage property must be your permanent home.
This mortgage is exclusively available to qualified, practicing and registered: accountant, actuary, barrister, dentist, engineer*, medical doctor, optometrist, pharmacist, solicitor, or vet.
Darlington Building Society are required to provide you with Standard Information which is a representative of the current mortgage, which is set out below:
If all or part of your income is in a currency other than Pound Sterling (£), you should be aware about the risks of fluctuations in currency exchange rates. If the value of the relevant currency moves against you by at least 20% then that may make it more difficult for you to afford your mortgage payments.
The Representative Example is based on mortgages sold between 01/01/2017 – 31/12/2017 and if you were to take your mortgage product as at 01/12/2018.
All above information is for illustration purposes only and may vary depending on personal circumstances.
Here you can pay your mortgage related fees online.
Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.
Alternatively call our enquiries line between:
9am and 5pm Monday to Friday (9:30am and 5pm Tuesday) or
9am and 12pm on Saturday
Our staff will be more than happy to help with any questions or queries
Or email us on: