With this fixed rate mortgage, you can sit back and relax.
This fixed rate mortgage could be for you if you are buying your first home, moving house or simply want to move your mortgage to us from another lender.
Our three year fixed rate mortgage allows you to plan your finances safe in the knowledge that your repayments will not be affected by changes in the interest rate until 30 June 2021. If you pay off your mortgage during the fixed rate period, you will pay an early repayment charge of 3% of the outstanding balance.
This mortgage is only available if the property you are purchasing is in our local operating area, (DL, TS, DH, YO, HG, SR).
So if you think this fixed rate mortgage may be for you, take a look at the key features below.
No Product fee
£120 Account fee
One lump-sum repayment of 10% allowed within the fixed rate period.
Up to 95% LTV (including any fees added)
Capital and interest repayment basis only
The Society will make a one-off contribution towards the cost of the basic valuation. The maximum contribution will be £300.00 and the actual amount depends on the value of the property.
No compulsary insurances
Only available for applicants where the property purchased is in our local area (DL, TS, DH, YO, HG, SR).
Capital and interest repayment basis only.
Darlington Building Society are required to provide you with Standard Information which is a representative of the current mortgage, which is set out below:
If all or part of your income is in a currency other than Pound Sterling (£), you should be aware about the risks of fluctuations in currency exchange rates. If the value of the relevant currency moves against you by at least 20% then that may make it more difficult for you to afford your mortgage payments.
The Representative Example is based on mortgages sold between 31/12/2015 – 31/12/2016 and if you were to take your mortgage product as at 01/02/2018.
All above information is for illustration purposes only and may vary depending on personal circumstances.
Here you can pay your mortgage related fees online.