Already have a mortgage with us?

If you are an existing Darlington Building Society mortgage customer, you are eligible for our member exclusive mortgages, see below for more information.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Here at Darlington Building Society our members come first which is why we created our range of member exclusive mortgages, solely for existing Darlington Building Society mortgage customers.

If your current mortgage deal is coming to an end we have made the process really straightforward to switch. There are no application forms to complete, no credit searches and no assessment of your income or expenditure.

You will be assigned a mortgage advisor who will support you through your mortgage switch, should you need it, and our advice is free.


So that you don’t miss the end of your current mortgage deal, we will get in touch three months before your deal ends.  That way you have plenty of time to decide which mortgage deal you would like to switch to.

Alternatively, if you would like to start the conversation earlier you can contact our mortgage advisors using the contact details on this page. Meetings can be face to face in one of our branches or via telephone, whichever suits you best.

Member exclusive products

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Member Exclusive 2 Year Discount Mortgage D456 1.99% Until 30 November, 2022 5.3% 4.7% APRC 80%
Product Fee 0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 1.99%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details
Member Exclusive 3 Year Discount Mortgage D457 2.79% Until 30 November, 2023 5.3% 4.7% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 2.79%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details
Member Exclusive 2 Year Fixed Rate Mortgage FR362 2.39% Until 30 November, 2022 5.3% 4.7% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

£125 re-inspection fee payable.

£70 Further Advance Reinspection fee payable where applicable.

Capital & Interest and Interest Only

One lump sum repayment of up to 10% of the initial loan within the fixed rate period.

Up to 80% LTV (excluding any fees added).

Full details
Member Exclusive 2 Year Fixed Rate Mortgage FR363 2.99% Until 30 November, 2022 5.3% 4.8% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

£125 re-inspection fee payable.

£70 Further Advance Reinspection fee payable where applicable.

Capital & Interest and Interest Only.

One lump sum repayment of up to 10% of the initial loan within the fixed rate period.

Up to 90% LTV (excluding any fees added).

Full details
Member Exclusive 3 Year Fixed Rate Mortgage FR364 3.49% Until 30 November, 2023 5.3% 4.8% APRC 95%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The 3.49% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

 

Full details
Member Exclusive 5 Year Fixed Rate Mortgage FR365 2.99% Until 30 November, 2025 5.3% 4.3% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 2.99%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

 

Full details
Member Exclusive 5 Year Fixed Rate Mortgage FR366 3.49% Until 30 November, 2025 5.3% 4.5% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 3.49%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

 

Full details
Member Exclusive Buy To Let 2 Year Discount Mortgage D458 2.79% Until 30 November, 2022 5.3% 4.9% APRC 75%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 2.79%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details

Society-wide representative example

A mortgage of £123,000 payable over 20 years initially on a fixed rate for 2 years at 2.25% and then on our current Standard Variable Rate of 5.30% (variable) for the remaining 18 years would require 24 monthly payments of £639.02 and 216 monthly payments of £815.81.

The total amount payable would be £191,641.44 made up of the loan amount (£123,000) plus interest (£68143.01) product fee £289, account fee of £120 and mortgage exit fee of £90.

The overall cost for comparison is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Want to speak to a mortgage advisor?

Sometimes it's easier to discuss things face-to-face. Contact our team of mortgage advisors today, our advice is free and we will discuss your options with you.

Call us on:

01325 741035


Or email us at
mortgagedirect@darlington.co.uk

Our staff are available between:

9am and 5pm Monday to Friday