Already have a mortgage with us?

Have a Darlington Building Society mortgage already but want to make some changes? Whatever you need, we're here to help you. You might be looking to switch your deal that's coming to an end or want to borrow additional funds on your existing mortgage. Whatever you need, it's all here to help our existing mortgage customers.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

If you are an existing Darlington Building Society mortgage customer, you are eligible for exclusive loyalty mortgages.

We will get in touch with you three months before your current deal ends so you have plenty of time to decide which mortgage you would like to switch to.

It’s really simple to switch; with no application form to complete, no credit search and no assessment of your income/expenditure.

Our mortgage advice is free, if you want to start the conversation early and benefit from the exclusive mortgage products below, call our dedicated team on 01325 741035.

Member exclusive products

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Member Exclusive Buy to Let 5 Year Fixed Rate Mortgage FR338 3.09% 5.3% 4.7% APRC 75%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The 3.09% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 10 February 2020.

Full details
Member Exclusive 2 Year Fixed Rate Mortgage FR345 2.09% Until 31 July, 2022 5.3% 5.1% APRC 60%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

£125 re-inspection fee payable.

£70 Further Advance Reinspection fee payable where applicable.

Capital & Interest and Interest Only

One lump sum repayment of up to 10% of the initial loan within the fixed rate period.

Up to 60% LTV (excluding any fees added).

Full details
Member Exclusive 2 Year Discount Mortgage D451 1.99% Until 30 September, 2022 5.3% 4.7% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 1.99%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

 

Full details
Member Exclusive 3 Year Discount Mortgage D452 2.79% Until 30 September, 2023 5.3% 4.7% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 2.79%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Full details
Member Exclusive 5 Year Fixed Rate Mortgage FR347 2.69% Until 31 August, 2025 5.3% 4.1% APRC 80%
Product Fee 0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 2.69%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Available from 01 June 2020.

Full details
Member Exclusive 2 Year Fixed Rate Mortgage FR348 2.99% Until 31 August, 2022 5.3% 4.8% APRC 90%
Product Fee 0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

£125 re-inspection fee payable.

£70 Further Advance Reinspection fee payable where applicable.

Capital & Interest and Interest Only.

One lump sum repayment of up to 10% of the initial loan within the fixed rate period.

Up to 90% LTV (excluding any fees added).

Full details
Member Exclusive 3 Year Fixed Rate Mortgage FR349 3.49% Until 30 September, 2023 5.3% 4.8% APRC 95%
Product Fee 0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The 3.49% interest rate you pay on this loan will not go up or down during the fixed rate period.

A £125 re-inspection fee is payable where applicable.

Available from 01 June 2020.

Full details
Member Exclusive 5 Year Fixed Rate Mortgage FR350 3.49% Until 31 August, 2025 5.3% 4.5% APRC 90%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

The interest rate you pay on this mortgage will not fall below 3.49%.

A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.

Available from 01 June 2020.

Full details
Member Exclusive 2 Year Fixed Rate Mortgage FR356 2.39% Until 30 September, 2022 5.3% 4.7% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? No
Society contribution to valuation fee? No

£125 re-inspection fee payable.

£70 Further Advance Reinspection fee payable where applicable.

Capital & Interest and Interest Only

One lump sum repayment of up to 10% of the initial loan within the fixed rate period.

Up to 80% LTV (excluding any fees added).

Full details

Society-wide representative example

A mortgage of £123,000 payable over 20 years initially on a fixed rate for 2 years at 2.25% and then on our current Standard Variable Rate of 5.30% (variable) for the remaining 18 years would require 24 monthly payments of £639.02 and 216 monthly payments of £815.81.

The total amount payable would be £191,641.44 made up of the loan amount (£123,000) plus interest (£68143.01) product fee £289, account fee of £120 and mortgage exit fee of £90.

The overall cost for comparison is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.


Come in and talk things through

Sometimes it's easier to discuss things face-to-face. All our branches are able to arrange for you to speak to a Mortage Advisor. If you’d like to discuss your options or you think you need advice, call in at your local branch.            

Branch Finder

Contact us

Please use the form below to contact us about any of the member exclusive products you have seen online.

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