Here at Darlington Building Society our members come first which is why we created our range of member exclusive mortgages, solely for existing Darlington Building Society mortgage customers.
If your current mortgage deal is coming to an end we have made the process really straightforward to switch. There are no application forms to complete, no credit searches and no assessment of your income or expenditure.
You will be assigned a mortgage advisor who will support you through your mortgage switch, should you need it, and our advice is free.
So that you don’t miss the end of your current mortgage deal, we will get in touch three months before your deal ends. That way you have plenty of time to decide which mortgage deal you would like to switch to.
Alternatively, if you would like to start the conversation earlier you can contact our mortgage advisors using the contact details on this page. Meetings can be face to face in one of our branches or via telephone, whichever suits you best.
Member exclusive products
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| Member Exclusive 2 Year Discount Mortgage D498 |
1.99%
Until 30 September, 2023 |
5.3% |
4.7% APRC |
80% |
| Product Fee |
0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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The interest rate you pay on this mortgage will not fall below 1.99%.
A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.
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Full details |
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| Member Exclusive 3 Year Discount Mortgage D499 |
2.99%
Until 30 September, 2024 |
5.3% |
4.7% APRC |
90% |
| Product Fee |
£0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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The interest rate you pay on this mortgage will not fall below 2.99%.
A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.
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Full details |
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| Member Exclusive 2 Year Fixed Rate Mortgage FR409 |
2.49%
Until 31 October, 2023 |
5.3% |
4.7% APRC |
80% |
| Product Fee |
£0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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£125 re-inspection fee payable.
£70 Further Advance Reinspection fee payable where applicable.
Capital Repayment basis, Interest Only and Part & Part options.
One lump sum repayment of up to 10% of the initial loan within the fixed rate period.
Up to 80% LTV (excluding any fees added).
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Full details |
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| Member Exclusive 2 Year Fixed Rate Mortgage FR410 |
3.29%
Until 31 October, 2023 |
5.3% |
4.9% APRC |
90% |
| Product Fee |
£0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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£125 re-inspection fee payable.
£70 Further Advance Reinspection fee payable where applicable.
Capital Repayment basis, Interest Only and Part & Part options.
One lump sum repayment of up to 10% of the initial loan within the fixed rate period.
Up to 90% LTV (excluding any fees added).
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Full details |
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| Member Exclusive 3 Year Fixed Rate Mortgage FR411 |
3.79%
Until 30 September, 2024 |
5.3% |
4.9% APRC |
95% |
| Product Fee |
£0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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The 3.79% interest rate you pay on this loan will not go up or down during the fixed rate period.
A £125 re-inspection fee is payable where applicable.
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Full details |
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| Member Exclusive 5 Year Fixed Rate Mortgage FR412 |
2.99%
Until 30 September, 2026 |
5.3% |
4.2% APRC |
80% |
| Product Fee |
£0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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The interest rate you pay on this mortgage will not fall below 2.99%.
A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.
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Full details |
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| Member Exclusive 5 Year Fixed Rate Mortgage FR413 |
3.49%
Until 30 September, 2026 |
5.3% |
4.5% APRC |
90% |
| Product Fee |
£0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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The interest rate you pay on this mortgage will not fall below 3.49%.
A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.
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Full details |
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| Member Exclusive Buy To Let 2 Year Discount Mortgage D500 |
2.79%
Until 31 October, 2023 |
5.3% |
4.8% APRC |
75% |
| Product Fee |
£0 |
| Account Fee |
£0 |
| Valuation fees? |
No |
| Society contribution to valuation fee? |
No |
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The interest rate you pay on this mortgage will not fall below 2.79%.
A £215 Additional Borrowing Fee and a £125 re-inspection fee are payable where applicable.
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Full details |
Society-wide representative example
A mortgage of £123,000 payable over 20 years initially on a fixed rate for 2 years at 2.25% and then on our current Standard Variable Rate of 5.30% (variable) for the remaining 18 years would require 24 monthly payments of £639.02 and 216 monthly payments of £815.81.
The total amount payable would be £191,641.44 made up of the loan amount (£123,000) plus interest (£68143.01) product fee £289, account fee of £120 and mortgage exit fee of £90.
The overall cost for comparison is 4.8% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.