Borrowing more on your mortgage

If you have sufficient value in your home, you may be able to borrow more money on your Darlington Building Society mortgage for home improvements, a special purchase and more.


Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

You need to think carefully before taking additional borrowing and we aim to help with this by answering some of your key questions below.

What is additional borrowing? 

Additional borrowing is a further loan on your original mortgage, which you can use to do many things. These include improvements to your home or even buying a holiday home. Why not contact us and ask about the possibilities?

The advantages of additional borrowing are:

Interest can be charged at one of our current competitive mortgage product rates.

You can borrow for many things, including home improvements, or additions.

You can set a method of repayment to suit you.

You can pay the loan over the remaining term of your mortgage, or sometimes extend the term.

Are there any fees to pay?

If you ask us to carry out the legal work, the fee is £215. If a re-valuation of the property is required you will also have to pay a further charge of £70.

We may ask you to show us estimates or costing’s for the proposed works

There may also be fees applicable to the product you select.  


Start the process?

Want to know more about taking out an additional loan? Our friendly Mortgage Advisors are here to help and can give you an illustration of how much you can borrow and an idea of what your monthly payments might be.
Talk to us in branch or call 01325 741035

  Branch Finder


Want to speak to a friendly staff member?

Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.

Branch finder

Alternatively call our enquiries line between:

9am and 5pm Monday to Friday (9:30am and 5pm Tuesday) or
9am and 12pm on Saturday

Our staff will be more than happy to help with any questions or queries

Don't take our word for why you should consider a mortgage from Darlington Building Society. Have a read at what some of our customers have to say.

What members say about us

Here you can pay your mortgage related fees online.

Pay application fees online