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This fixed rate mortgage could be available to you from 5th February 2021 if your existing Darlington Building Society Mortgage has come to the end of its product term.
Our fixed rate mortgage allows you to plan your finances safe in the knowledge that your repayments will not be affected by changes in the interest rate until 30th June 2026. If you pay off your mortgage during this time, you will pay an early repayment charge of the following tariffs:
5% of the outstanding balance
4% of the outstanding balance
3% of the outstanding balance
Before 30th June 2025
2% of the outstanding balance
Before 30th June 2026
And because you never know when you might want to, you can make one lump sum repayment of 10% off your mortgage during the fixed rate period. A £125 re-inspection fee is payable where applicable. Where additional borrowing is above 60%, a £70 Further Advance Reinspection fee is payable by the applicant.
If you think this fixed rate mortgage could be for you, carry on reading for more information.
£125 re-inspection fee payable.
£70 Further Advance Reinspection fee payable where applicable.
Capital Repayment basis, Interest Only and Part & Part options.
One lump sum repayment of up to 10% of the initial loan within the fixed rate period.
Up to 90% LTV (excluding any fees added).
No product fee.
No account fee.
No compulsory insurances.
This mortgage is available to existing Darlington Building Society borrowers over the age of 18. The mortgaged property must be your permanent home.
Darlington Building Society are required to provide you with Standard Information which is a representative of the current mortgage, which is set out below:
If all or part of your income is in a currency other than Pound Sterling (£), you should be aware about the risks of fluctuations in currency exchange rates. If the value of the relevant currency moves against you by at least 20% then that may make it more difficult for you to afford your mortgage payments.
The Representative Example is based on mortgages sold between 01/12/2018 – 31/12/2018 and if you were to take your mortgage product as at 01/02/2021.
All above information is for illustration purposes only and may vary depending on personal circumstances.
Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.
Alternatively call our enquiries line between:
9am and 5pm Monday to Friday (9:30am and 5pm Tuesday) or
9am and 12pm on Saturday
Our staff will be more than happy to help with any questions or queries
Or email us on: