Adaptable Solutions Mortgages

Our bespoke Adaptable Solutions mortgage range has been designed to support people in England, Scotland or Wales with credit problems. There are three levels ranging from minor credit issues (Level 1) to the more complicated credit circumstances (Level 3).

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note: as of close of business on Friday 18th September, Darlington Building Society are amending our minimum loan size for new mortgage applications to £100,000. We will consider applications for a minimum loan of £25,000 from applicants where the postcode of the mortgaged property is within the Society’s operating postcode area: DL, TS, YO, DH, SR & HG. The minimum loan size applies only to new mortgage applications and does not impact existing members seeking additional borrowing, product transfers or any other servicing based requests.

Our bespoke Adaptable Solutions mortgage range has been designed to support people in England, Scotland or Wales with credit problems.

Our Adaptable Solutions mortgages have been formed across three defined levels:

  • Level 1 (Non Standard) products for people with minor credit issues;
  • Level 2 (Credit Repair) products for customers needing additional credit support; and
  • Level 3 (Extra Support) available for those with more complicated credit circumstances.

The level you meet will be based on your individual circumstances and we have created the below table to help you understand the criteria for each level.

If you would like further information on our Adaptable Solutions mortgages, or would like to arrange an appointment to discuss your individual needs with one of our mortgage advisors please don’t hesitate to contact us.

Want to speak to a mortgage advisor?

Sometimes it's easier to discuss things face-to-face. Contact our team of mortgage advisors today, our advice is free and we will discuss your options with you.

Call us on:

01325 741035


Or email us at
mortgagedirect@darlington.co.uk

Our staff are available between:

9am and 5pm Monday to Friday