Shared Ownership Mortgages

Our Shared Ownership products are only available through mortgage brokers in England, Scotland or Wales. If you think this could be a mortgage option for you, please discuss with a mortgage broker before contacting us.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Shared Ownership 5 Year Fixed Mortgage FR401 4.19% Until 30 June, 2026 5.3% 4.9% APRC 95%
Product Fee £0
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

The Society will cover the legal costs for remortgages using a firm on their panel of conveyancers (England & Wales only).

Our Shared ownership mortgage could help your clients purchase a share of the property and pay rent on the remaining portion.

Our shared ownership mortgages are available on qualifying properties across England and Wales with pre-approved housing associations registered with the Homes and Communities Agency.

Full details