Explore our mortgages
If you are an Expat living outside of the UK, but looking to purchase a buy-to-let property within the UK, we have a mortgage just for you.
The details of the mortgage can be found below.
Overall cost for comparison
Early Repayment Charges and other fees may apply. We will lend a minimum of £100,000 to borrowers purchasing a home outside our local operating postcodes which are: TS, DL, DH, SR, YO & HG.
Based on a mortgage of £126,900 payable over 25 years, initially on our 3.39% Discounted rate for 3 years and 5 months, and then on our Standard Variable rate currently 5.3% for the remaining 21 years and 7 months. This would require 41 monthly payments of £627.83 and all remaining instalments of £747.61.
The total amount payable would be £219,462.02, made up of the loan amount plus interest of £92,471.56, a product fee of 0.50% and account fee of £0.
The overall cost for comparison is 4.80% APRC.If all or part of your income is in a currency other than Pound Sterling (£), you should be aware about the risks of fluctuations in currency exchange rates. If the value of the relevant currency moves against you by at least 20% then that may make it more difficult for you to afford your mortgage payments.
The Representative Example is based on mortgages sold between 01/01/2018 – 31/12/2018 and if you were to take your mortgage product as at 01/10/2021.
All above information is for illustration purposes only and may vary depending on personal circumstances.