Explore our self-build mortgages

If you want a mortgage to build your dream home, or renovate your existing one, then you’re in the right place.

We have a range of mortgages for self and custom build or renovation projects, which are as unique and customisable as your dream home. We also offer mortgages under the government’s new Help to Build scheme.

All of our self and custom build mortgages are only available through BuildStore. BuildStore is one of the leading suppliers to those considering self and custom build.

A right-fit mortgage for you

Our self-build mortgages come in a range of shapes and sizes, so that you can find one that fits your project, and your circumstances, perfectly.

We offer stage release payments. The payments can either be paid out following successful build steps, or in advance.

Our rates and fees are competitive. Better still, you can choose to add them onto the mortgage amount, instead of paying upfront.

Our self-build mortgages are available nationally.

Say no to ‘computer says no’

All of our self-build mortgages are checked by an experienced manual underwriting team. Each application is reviewed by real people so that more complex cases are not automatically rejected.

Manual underwriting helps us to consider a wide range of circumstances. This includes alternative income, such as the self-employed, contractors or those dealing in foreign currency.

We also consider different build types, such as Modern Methods of Construction (MMC), timber structures, properties with cladding and different roof combinations. We even consider complex credit ratings.

Your tailored mortgage is just a phone call away. Contact BuildStore for more information today.

Help to Build

We are proud to be one of the first lenders to offer mortgages under the government’s new Help to Build scheme. The scheme makes it more accessible for people to realise their dream of building a home of their own.

To qualify for the scheme, you only need a 5% deposit. The government will offer an equity loan between 5% and 20% of the land and build costs, whilst Darlington Building Society funds the remaining cost of the project with one of our bespoke self-build mortgages.

The Society’s Help to Build mortgages are available through BuildStore.

For more information about the Help to Build scheme, or to register your interest, visit the government’s dedicated website here.