Remortgage with us.

If your mortgage deal is coming to an end you might be looking to switch your current mortgage deal to save money or to borrow additional funds for home improvements. Whatever your situation, we have a team of mortgage advisors to help.

 

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note we are currently unable to offer face to face mortgage appointments, however we are still here to help and telephone appointments are available.

Remortgaging to us from another lender

We are passionate about providing a mortgage that is right for you. Every mortgage application is assessed by a person, not a computer, so you can be sure that your needs and circumstance will be listened to and understood.

If you are looking to remortgage with us from your existing provider you can browse our current mortgage deals here, or contact our mortgage advisors for free advice today.

If you're an existing Darlington Building Society customer you can click here to view our Member Exclusive mortgages.

Finally if you are currently having, or think you will have, difficulties with your finances in the near future, we can offer you the support of our experienced and qualified Financial Support Team. Click here to read through our advice and view contact details for a range of services who can help you.

Need to borrow more?

If you have enough value in your home, you may be able to borrow more money on your mortgage for home improvements, a special purchase and more. You can find out how much you could borrow by speaking with one of our dedicated mortgage advisors.

It is important to know that if you need to borrow more on your mortgage with us your new mortgage deal will be based on the current mortgage deals we have available. You should think carefully before taking additional borrowing and we have included some questions you may have below.

What is additional borrowing? 

Additional borrowing is a further loan on your original mortgage, which you can use to do many things. These may include improvements to your home, a special purchase or even the purchase of a holiday home. 

What are the advantages of additional borrowing?

  • You can borrow for many things, including home improvements, or consolidating debt.
  • You can set a method of repayment that suits you.
  • You can pay the loan over the remaining term of your mortgage, or sometimes extend the term.

Are there any fees to pay?

If you ask us to carry out the legal work, the fee is £215.

If a re-valuation of the property is required you will also have to pay a further charge of £70.

We may ask you to show us estimates or costing’s for the proposed works and there may also be fees applied to the new mortgage deal you select.

 

Want to speak to a mortgage advisor?

Sometimes it's easier to discuss things face-to-face. Contact our team of mortgage advisors today, our advice is free and we will discuss your options with you.

Call us on:

01325 741035


Or email us at
mortgagedirect@darlington.co.uk

Our staff are available between:

9am and 5pm Monday to Friday