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HomeMortgages Specialist Residential Products
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Specialist Residential Products

We understand that not every person’s circumstances fit the standard lending criteria when applying for a mortgage and it can often be a challenge at times to find the mortgage you want.

At Darlington Building Society we assess all mortgage applications on an individual basis and look at a borrower’s personal circumstances.

Our specialised mortgage range available across England, Scotland and Wales and caters for a range of complex situations.

Questions? See our FAQs
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note: as of close of business on Friday 18th September, Darlington Building Society are amending our minimum loan size for new mortgage applications to £100,000. We will consider applications for a minimum loan of £25,000 from applicants where the postcode of the mortgaged property is within the Society’s operating postcode area: DL, TS, YO, DH, SR & HG. The minimum loan size applies only to new mortgage applications and does not impact existing members seeking additional borrowing, product transfers or any other servicing based requests.

Specialist Residential Mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
2 Year Fixed Rate Mortgage FR415 2.99% Until 31 August, 2023 5.3% 4.9% APRC 80%
Product Fee 0.50%
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? No

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender in England, Wales and Scotland. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

 Full details
3 Year Discount Mortgage D502 2.29% Until 31 August, 2024 5.3% 4.5% APRC 60%
Product Fee 0.50%
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? No

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender in England, Wales and Scotland.

 Full details
3 Year Discount Mortgage D503 2.44% Until 31 August, 2024 5.3% 4.6% APRC 80%
Product Fee 0.50%
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? No

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender in England, Wales and Scotland.

 Full details
5 Year Fixed Rate Mortgage FR416 3.34% Until 31 August, 2026 5.3% 4.4% APRC 80%
Product Fee 0.50%
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? No

This mortgage could be available to you if you are buying your first home, moving house or simply moving your mortgage from another lender in England, Wales and Scotland. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

 Full details

Want to speak to a mortgage advisor?

Sometimes it's easier to discuss things face-to-face. Contact our team of mortgage advisors today, our advice is free and we will discuss your options with you.

Call us on:

01325 741035


Or email us at
mortgagedirect@darlington.co.uk

Our staff are available between:

9am and 5pm Monday to Friday