Fixed Rate Mortgages

At Darlington Building Society we are passionate about providing a mortgage that is right for you. We have expert mortgage advisors available in the branch who will take you through the process, explaining all you need to know and providing you with suitable solutions. Every mortgage application is considered individually and we use people, not computers to make our decisions so you can be sure that your needs will be listened to and understood.

Fixed rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
5 Year Fixed Rate Mortgage FR344 2.69% Until 31 July, 2025 5.3% 4.1% APRC 80%
Product Fee £0
Account Fee £0
Valuation fees? Yes
Society contribution to valuation fee? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee. The total cost of the valuation will depend on the value of the property.

The Society will cover the legal costs for remortgages using a firm on their panel of conveyancers (England & Wales only).

This mortgage could be for you if you are moving your mortgage from another lender in England, Wales or Scotland.

Full details
5 Year Fixed Rate Mortgage FR351 2.99% Until 31 August, 2025 5.3% 4.3% APRC 80%
Product Fee £499
Account Fee £0
Valuation fees? Yes
Society contribution to valuation fee? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

The Society will cover the legal costs for remortgages using a firm on their panel of conveyancers (England & Wales only).

This mortgage could be for you if you are buying your first home, moving house or simply moving your mortgage from another lender in England, Wales and Scotland. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
3 Year Fixed Rate Mortgage FR359 3.39% Until 30 November, 2023 5.3% 4.9% APRC 90%
Product Fee £999
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? Yes

This product is only available for DL, TS, DH, YO, HG or SR postcode areas.

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

The Society will cover the legal costs for remortgages using a firm on their panel of conveyancers.

This mortgage could be for you if you are  buying your first home, moving house or simply moving your mortgage from another lender in England, Wales and Scotland. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
2 Year Fixed Rate Mortgage FR358 2.59% Until 30 November, 2022 5.3% 4.8% APRC 80%
Product Fee £999
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? Yes

The Society will make a maximum contribution of £300.00 towards the valuation fee and the actual amount depends on the value of the property.

The Society will cover the legal costs for remortgages using a firm on their panel of conveyancers (England & Wales only).

This mortgage could be for you if you are buying your first home, moving house or simply moving your mortgage from another lender in England, Wales and Scotland. It is also available to applicants purchasing a new build property via the Help to Buy scheme in England and Wales via one of our branches or an intermediary. It is not available for the London Help to Buy scheme.

You can use up to a further 20% from the Government’s Help to Buy Equity Loan scheme.

Full details
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Fixed Rate Representative Example

A mortgage of £123,000 payable over 20 years initially on a fixed rate for 2 years at 2.25% and then on our current Standard Variable Rate of 5.30% (variable) for the remaining 18 years would require 24 monthly payments of £639.02 and 216 monthly payments of £815.81.

The total amount payable would be £191,641.44 made up of the loan amount (£123,000) plus interest (£68143.01) product fee £289, account fee of £120 and mortgage exit fee of £90.

The overall cost for comparison is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.