Standard Variable Rate Mortgages

At Darlington Building Society we are passionate about providing a mortgage that is right for you. We have expert mortgage advisors available in the branch who will take you through the process, explaining all you need to know and providing you with suitable solutions. Every mortgage application is considered individually and we use people, not computers to make our decisions so you can be sure that your needs will be listened to and understood.

Standard variable rate mortgages

Initial rate of Changing to our Standard variable rate currently... Overall Cost For Comparison Maximum Loan to Value Fees Features
Standard variable rate mortgage 5.3% 5.3% 5.4% APRC 85%
Product Fee £0
Account Fee £120
Valuation fees? Yes
Society contribution to valuation fee? No

No product fee. £120 account fee. Valuation fee payable by applicant if applicable.

Full details
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Standard Variable Rate Representative Example

A mortgage of £123,000 payable over 20 years on our standard variable rate of 5.30% would require 240 payments of £833.08.

The total amount payable would be £189,612.36 made up of the loan amount (£123,000) plus interest (£76,819.14) plus product fee of £0, account fee of £120 and mortgage exit fee of £90.

The overall cost for comparison is 5.4% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.