How to apply for our mortgages

If you have seen a mortgage product on our website and want to apply, or you simply want to know more, we will help you every step of the way. This is what you need to do next.


By Post


Application forms

If you know which mortgage product you want to apply for, you can download a mortgage application form now.


Mortgage application form (PDF)
Buy-to-let mortgage application form (PDF)


You will need to send in some documents with your application form.  You will find a full list when you print off your form.

Mortgage declaration

You will need to complete and return a signed declaration.

Mortgage declaration (PDF)

Direct Debit forms


You will also need to complete and return a signed Direct Debit mandate

Direct Debit Form (PDF)


Terms & conditions


For your own benefit and protection, before you complete the application form, you should read our mortgage conditons carefully.

Mortgage Conditions 2015


Fees & charges


Also make sure you have read and understood all the fees and potential charges that could come your way.

Fees and charges


Let us send you an application pack


If you don't want to download and print these forms yourself we can send you an application pack with all the paperwork you need to complete. Just contact us using the form via the link below.

Request an application pack

In Branch


Talk to an advisor

If you would like to speak to one of our friendly mortgage advisors, you can call our dedicated mortgage team.

Call our enquiries line between:
8am and 8pm Monday to Friday
9am to 1pm on Saturdays

Our Mortgage Advisors will be more than happy to help with any questions or queries on any aspect of our mortgage application process.

01325 741004

Come in branch

Sometimes it's easier to discuss things face-to-face. All our branches have a mortage advisor ready and waiting to talk. If you’d like to discuss your options or you think you need advice, call in at your local branch.

Branch Finder

Things to bring with you to branch

If you come into branch and to make the mortgage meeting the most productive it can be, we need you to bring some paperwork in with you.

  • Proof of your name, for example a full UK passport or driving licence
  • Proof of your address, for example a bank statement, council tax or utility bill
  • Proof of your income, for example your payslips for the last three months and full address of your employer's wages department
  • If you are self employed, details of your accountant. We also require last 3 years accounts and/ or SA302's. Also, please note that it can take at least 72 hours to get this information from HMRC. There are also some instances where we will look 2 years accounts plus an accountant's forecast.
  • Information on your credit commitments, for example personal loans or credit cards
  • Mortgage valuation fee, depending upon the mortgage product you have chosen
  • Mortgage or rent payment history, for example latest mortgage statement for one year or proof of one years rental payments.
  • Most recent 3 months consecutive bank statements.

Here you can pay your mortgage related fees online.

Pay application fees online