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The Darly Young Saver Account is a child saving account for children aged 12 and under who live within our local branch area.
On opening their account, children will get a free Darly the train engine moneybox. If they then continue to save then they could also qualify for Darly train carriages in the future too (subject to terms and conditions).
The Darly Young Saver Account is available to open with as little as £10 and is a great way for to encourage your little ones to save.
To understand the full terms and conditions please read the summary box.
No minimum monthly investment, months can be missed but to qualify for incentive please see 'other features' box
Maximum £50 per month [£600 per year].
Withdrawals allowed subject to minimum balance staying at £1, if account falls below £1 then the account will be closed.
If account falls below £10 interest is earned at 0.05%
If the account falls below £1 then the account will be closed.
31 January each year or on account closure.
Available to children who live in the local area at the time of opening. DH, DL,HG,SR,TS,YO.
One account per child (held in trust).
This summary box will help you understand the account's Terms and Conditions.
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.
Please make sure that you have read and fully understand the summary box before you decide to open this account.
If you need any further information please telephone 01325 366366, email email@example.com or contact your local branch.
You should also read our general terms and conditions which you can download to the left of this page and which also form part of the terms and conditions of this account.
We are part of the Financial Services Compensation Scheme.
* - The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Due to changes to the Personal Savings Allowance, from the 6 April 2016 all interest is paid gross. This is based on the current law and treatment of tax by HMRC which may be subject to change.
# - A.E.R. stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.