Account name
Winter Bond Issue 2
Minimum amount to open the account
Maximum investment
Investment conditions

Minimum Investment is £1. This is the amount that can be paid in during the 'deposit window'.

Additional investments allowed providing the Bond remains a current issue and subject to a maximum holding of £15,000 per Bond. However, if you are the holder of a Winter Bond Issue 1 or a 160th Anniversary Bond account with Darlington Building Society, please see condition 4.

Withdrawal conditions

Withdrawals are not permitted. If you want to withdraw your money you will have to close your account. Early closure is allowed, subject to payment of a charge equivalent to 120 days’ interest at the gross rate on the balance withdraw.

Interest payment

Interest is calculated on a daily basis on the rolling balance in the Bond above the minimum £1 balance. Interest rates will be fixed until 28 February 2019.

You will receive interest payments on the 28 February 2018 and 28 February 2019 or on early closure. For early closures interest will be calculated up to the day of closure.

Interest earned can be added to the Bond (without counting towards the £15,000 limit), or it may be transferred to another appropriate Darlington Building Society account or another bank account.


This Bond is only available to investors living in Darlington Building Society's local postcode operating area (which means postcodes beginning with the letters DL, DH, SR, TS, YO and HG). The Bond is also available if you have a Winter Bond Issue 1 or a 160th Anniversary Bond and you live outside of this area. Proof may need to be provided.

You must be 18 or over at the time of opening this Bond.


Tax treatment may be subject to change and depends upon your individual circumstances.

As this Bond is a limited addition, it may be closed to new investors at any time and without notice.

Current interest rates

Amount Gross * Gross AER #
£1+ 1.00% 1.00%

This summary box will help you understand the account's Terms and Conditions.

Summary Box Start an application

How can we help?

Sometimes it's easier to discuss things face-to-face. All our branches have advisors ready and waiting to talk. If you’d like to discuss your options or you think you need advice, call in at your local branch.

Branch finder

Alternatively call our enquiries line between:

8am and 8pm Monday to Friday
9am to 1pm on Saturdays

Our team will be more than happy to help with any questions or queries.

Please make sure that you have read and fully understand the summary box before you decide to open this account.

If you need any further information please telephone 01325 366366, email or contact your local branch.

You should also read our general terms and conditions which you can download to the left of this page and which also form part of the terms and conditions of this account.

We are part of the Financial Services Compensation Scheme.

* - The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Due to changes to the Personal Savings Allowance, from the 6 April 2016 all interest is paid gross. This is based on the current law and treatment of tax by HMRC which may be subject to change.

# - A.E.R. stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.