Winter Bond

Do you want a bond which lets you save a lump sum with a fixed rate of interest until February 2021?

We are dedicated to supporting our local area and if you live within the following postcodes (DL, DH, SR, TS, YO and HG) then this account is available to you.

The Winter Bond has been designed to offer a fixed rate of interest until 28 February 2021, and with an allowable investment of up to £100,000 there has never been a better time to start saving with us.

To understand the full terms and conditions please read the summary box.

Account name
Winter Bond
Minimum amount to open the account
Maximum investment
Investment conditions

Minimum Investment is £1.

Further top-ups are not allowed once the product becomes a closed issue even if the maximum £100,000 has not been paid in.

Withdrawal conditions

Withdrawals and early closures are not permitted.

Interest payment

Interest is calculated on a daily basis on the rolling balance in the Bond above the minimum £1 balance. Interest rates will be fixed until 28 February 2021.

You will receive interest payments on the 28 February 2020 and on maturity of the Bond on 28 February 2021.

Interest earned can be added to the Bond (without counting towards the £100,000 limit), or it may be transferred to another appropriate Darlington Building Society account or another bank account.


This Bond is only available to investors living in Darlington Building Society's local postcode operating area (which means postcodes beginning with the letters DL, DH, SR, TS, YO and HG). The Bond is also open to you if you have transferred from a Winter Bond Issue 3. Proof may need to be provided.

You must be 18 or over at the time of opening this Bond.


Tax treatment may be subject to change and depends upon your individual circumstances.

As this Bond is a limited addition, it may be closed to new investors at any time and without notice.

Current interest rates

Amount Gross * Gross AER #
£1+ 1.15% 1.15%

This summary box will help you understand the account's Terms and Conditions.

Summary Box Start an application

Want to speak to a friendly staff member?

Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.

Branch finder

Alternatively call our enquiries line between:

9am and 5pm Monday to Friday (9:30am and 5pm Tuesday) or
9am and 12pm on Saturday

Our staff will be more than happy to help with any questions or queries

Please make sure that you have read and fully understand the summary box before you decide to open this account.

If you need any further information please telephone 01325 366366, email or contact your local branch.

You should also read our general terms and conditions which you can download to the left of this page and which also form part of the terms and conditions of this account.

We are part of the Financial Services Compensation Scheme.

* - The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Due to changes to the Personal Savings Allowance, from the 6 April 2016 all interest is paid gross. This is based on the current law and treatment of tax by HMRC which may be subject to change.

# - A.E.R. stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.