High Five Saver

Do you like the option of having access to your funds without the worry of planning withdrawals? The High Five Saver allows instant access to your funds without any notice needed.

Access to funds is limited to five withdrawals within a calendar year, reset annually on January 1st.

So if you are looking for a home for your money up to a maximum of £50,000 but don’t need regular access, the High Five Saver may be the right account for you.

Further product details can be found below. A Summary Box with the High Five Saver Terms and Conditions are linked to this page.

Account name
High Five Saver
Minimum amount to open the account
Maximum investment
Investment conditions

You can pay into the account at any branch or by using the Building Society Payment Details up to the maximum limit of £50,000. There is no minimum deposit you need to make.

Withdrawal conditions

Withdrawals can be made in any branch, or through Darlingtonline as long as the minimum deposit remains in the account. Notice is not required to withdraw funds and interest will not be penalised.

A maximum of five withdrawals are permitted per calendar year.  On the 1st January each year the withdrawal count will be reset to zero.

Once you have made five withdrawals in a calendar year, you will no longer be able to access your money, or close the account.

From the account opening, you have 14 days to notify us if you are not happy with your choice of account or wish to change your mind. You can notify us in writing, in person or by telephone.

Interest payment

Interest is calculated on a daily basis, and then paid annually on 31st March each year. If your account is closed, interest will capitalise on closure.

Interest can be paid to your High Five Saver account, a nominated saving account or an eligible Darlington Building Society account.


You must be 16 or older to open the High Five Saver. This product can be held in single or joint names, but only one account is permitted per customer.

Trust accounts are not permitted.

This product is available nationwide.


Current interest rates

Amount Gross * Gross AER #
£100+ 0.20% 0.20%

This summary box will help you understand the account's Terms and Conditions.

Summary Box Start an application

Want to speak to a friendly staff member?

Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.

Branch finder

Alternatively call our enquiries line between:

9am and 5pm Monday to Friday (9:30am and 5pm Tuesday) or
9am and 12pm on Saturday

Our staff will be more than happy to help with any questions or queries

Financial Services Compensation Scheme

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.

Please make sure that you have read and fully understand the summary box before you decide to open this account.

If you need any further information please telephone 01325 366366, email savings@darlington.co.uk or contact your local branch.

You should also read our general terms and conditions which you can download to the left of this page and which also form part of the terms and conditions of this account.

We are part of the Financial Services Compensation Scheme.

* - The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Due to changes to the Personal Savings Allowance, from the 6 April 2016 all interest is paid gross. This is based on the current law and treatment of tax by HMRC which may be subject to change.

# - A.E.R. stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.