Instant Access Account

Do you need instant access to your money?

The Darlington Building Society Instant Access account offers you all the flexibility you need.  You can operate your account through any of our branches and if you do need access to your savings you can make a withdrawal without giving us notice and you will not lose any interest.

You can open an Instant Access account with as little as £1 and save up to £500,000.  

So if you want a savings account which offers you instant access, take a look at the full terms and conditions below.

To understand the full terms and conditions please read the summary box.

Account name
Instant Access Account
Minimum amount to open the account
Maximum investment
Investment conditions

You can pay in to the account at any branch or agency up to a limit of £500,000.

Withdrawal conditions

You can make withdrawals at any branch or agency, in line with their withdrawal limits. You do not have to give us notice to withdraw money and you will not lose any interest.

Interest payment

We work out interest every day and pay it on 31 December each year or at the end of each month (depending on the interest option chosen).  It can be added to this account or transferred to another Darlington Building Society account.


You can open this account in just your name or in joint names and can also be opened in trust for someone else.


Current interest rates

Amount Gross * Gross AER #
£1+ 0.05% 0.05%
£50,000+ 0.05% 0.05%

This summary box will help you understand the account's Terms and Conditions.

Summary Box Start an application

Want to speak to a friendly staff member?

Sometimes it's easier to discuss things face-to-face. All our branches have staff ready and waiting to talk. If you’d like to discuss your options or you think you need help, call in at your local branch.

Branch finder

Alternatively call our enquiries line between:

9am and 5pm Monday to Friday (9:30am and 5pm Tuesday) or
9am and 12pm on Saturday

Our staff will be more than happy to help with any questions or queries

Financial Services Compensation Scheme

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.

Please make sure that you have read and fully understand the summary box before you decide to open this account.

If you need any further information please telephone 01325 366366, email or contact your local branch.

You should also read our general terms and conditions which you can download to the left of this page and which also form part of the terms and conditions of this account.

We are part of the Financial Services Compensation Scheme.

* - The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Due to changes to the Personal Savings Allowance, from the 6 April 2016 all interest is paid gross. This is based on the current law and treatment of tax by HMRC which may be subject to change.

# - A.E.R. stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.