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If you want to earn tax-free interest on your savings, a cash ISA could be for you. You can open our cash ISA savings account with as little as £1 and pay in up to the current annual ISA subscription limit in the tax year. Providing you meet the ISA conditions, your interest will be paid gross (without deducting income tax).
So if you want to make the most of tax-free savings over 3 years, take a look at our 3 Year Fixed Rate Cash ISA 11. We pay one attractive rate of interest, even if you only have £1 in your account.
To understand the full terms and conditions please read the summary box.
You can open this cash ISA with as little as £1. Including the amount you open the account with, you can pay in up to the annual ISA subscription limit into the account in each tax year.
In following years, you can pay in up to the annual ISA subscription limit into the account in each tax year.
Transfers in allowed.
Withdrawals and early closures are not allowed. You can transfer your ISA to another ISA provider but you will lose 120 days’ interest on the total amount you transfer.
Interest will be paid gross (without deducting income tax) providing you meet the ISA regulations.
Interest is calculated daily and added to the account on 31 July each year. It can be added to this account, transferred to another of our savings accounts or into your bank account.
You must be over 16 to open this account and it can only be opened in your name. Joint accounts are not allowed.
This ISA is only available to customers living in Darlington Building Society's local postcode operating area (which means postcodes beginning with the letters DH, DL, YO, HG, TS and SR) or customers transferring from another Darlington Building Society ISA.
This is not a flexible ISA.
The Financial Conduct Authority is the independent financial services regulator. It says that we, Darlington Building Society, must give you this information to help you decide whether our cash ISA is right for you. You should read this document carefully so that you understand what you are buying, and then keep it safe to refer to in the future.
This summary box will help you understand the account's Terms and Conditions.
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.
Please make sure that you have read and fully understand the summary box before you decide to open this account.
If you need any further information please telephone 01325 366366, email firstname.lastname@example.org or contact your local branch.
You should also read our general terms and conditions which you can download to the left of this page and which also form part of the terms and conditions of this account.
We are part of the Financial Services Compensation Scheme.
* - The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Due to changes to the Personal Savings Allowance, from the 6 April 2016 all interest is paid gross. This is based on the current law and treatment of tax by HMRC which may be subject to change.
# - A.E.R. stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added once each year.